What payment gateways are best for e-commerce websites in India?

Razorpay, PayU, Stripe India, and PhonePe Payment Gateway are the top choices. Razorpay and PayU charge around 2% + 18% GST for Indian debit cards, credit cards, NetBanking, and UPI, with zero setup fee for registered businesses.

Why should a growing D2C brand switch to Headless Next.js e-commerce?

Headless Next.js separates the frontend interface from the backend e-commerce engine, delivering sub-second load times (<0.8s), 100/100 Core Web Vitals scores, complete immunity to app bloat, and up to 35% higher mobile conversion rates compared to standard slow monolith templates.

What are the common hidden costs when building an e-commerce website?

Common hidden costs include premium app subscriptions ($20–$200/month), international payment gateway charges (3.5% MDR), Return to Origin (RTO) expenses on Cash-on-Delivery orders, SMS/WhatsApp API message credits, custom domain renewal price increases, and GST compliance software modules.

Do I need GST registration to start an e-commerce website in India?

Yes, GST registration is compulsory for selling goods or services online across state borders in India and for activating payment gateways like Razorpay and PayU.

Location Guide: Mumbai• Starting Price: ₹35,000

Ecommerce Website Cost in Mumbai

Q: How much does an e-commerce website cost in India in 2026?

The cost of developing an e-commerce website in India ranges from ₹25,000 for a basic Shopify/WooCommerce starter store to ₹2,500,000 for a feature-rich D2C brand store, and up to ₹10,000,000+ for custom Headless Next.js enterprise platforms. Total cost depends on catalog size, custom UI/UX design, payment gateway integrations, shipping automation, and ERP sync.

Q: Which is cheaper: Shopify or WooCommerce in India?

WooCommerce has lower initial software costs because WordPress is free, but hosting, premium plugins, and developer maintenance can cost ₹25,000 to ₹60,000/year. Shopify costs more upfront in monthly fees (starting at ~$39/month or ~₹3,200/month), but eliminates server hosting costs, security maintenance, and technical hassle, making total 3-year costs comparable.

Q: What are the mandatory recurring costs of running an online store in India?

Mandatory recurring costs include: 1) Domain Name (₹800–₹2,500/year), 2) Hosting or SaaS Plan (₹3,600–₹48,000/year), 3) Payment Gateway MDR Fees (2% + GST on sales), 4) Shipping & Courier freight, 5) WhatsApp OTP fees for COD confirmation, and 6) Annual Maintenance (AMC).

Q: How long does it take to develop a custom e-commerce website?

A basic Shopify template store can be set up in 7 to 14 days. A custom designed WooCommerce or Shopify D2C store takes 3 to 6 weeks. A complex custom Next.js Headless e-commerce platform with ERP integration takes 8 to 16 weeks.

Complete cost breakdown for D2C brands, luxury retailers, and commercial businesses in Mumbai & Navi Mumbai.

Starting Development Price

₹35,000

Average Turnaround Timeline

2 – 4 Weeks

Recommended Stack

Next.js Custom Headless or Shopify Liquid

Market Analysis & Key Factors for Mumbai

Complete guide to e-commerce website development costs in Mumbai for D2C fashion, jewelry, and retail brands.

Critical Requirements for this Segment:

•High concentration of fashion, jewelry, and lifestyle D2C brands requiring luxury aesthetic UI/UX
•Razorpay & PayU multi-currency setup for international shipping from JNPT port
•Omnichannel integration with physical retail outlets in South Mumbai & Bandra

Interactive Calculator

E-Commerce Development Cost Estimator (2026)

Configure your technical requirements to receive an instant, empirical cost estimate.

1. Select Platform & Technology Architecture

2. Catalog Volume (SKUs & Product Variants)

3. UI/UX Design Level & Visual Branding

4. Integrations & Advanced Functionalities

Estimated Total Investment Range

₹1,23,000 – ₹2,78,000

*Includes turnkey development, mobile responsive UI coding, payment gateway setup, and basic security configuration. Excludes platform monthly SaaS fees, domain renewals, and third-party API transaction message credits.

Selected Scope & Deliverables:

Tech Platform:shopify

Catalog Volume:growth

Design Tier:custom

Selected Addons:4 Active Features

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Decision Tree Matrix

Interactive E-Commerce Platform Matcher

Answer 3 quick questions to identify the ideal technology architecture for your business.

1. Initial Development Budget

2. Expected Catalog Size

3. Speed & SEO Core Web Vitals Priority

Recommended Architecture Match:

Custom Next.js / React Headless

Market leaders, enterprise D2C brands, and scale-ups prioritizing Core Web Vitals & conversion rates

Setup Range

₹3,000,000 – ₹10,000,000+

SEO / Speed Score

100/100

Platform	Est. Setup Cost (INR)	Monthly Recurring	Gateway Commission	SEO & Core Web Vitals	Best Suited For
Shopify	₹30,000 – ₹2,500,000	₹3,200 – ₹25,000	0.5% – 2.0% (if not using Shopify Payments)	80/100	D2C startups & mid-market brands seeking fast launch and zero server management
WooCommerce (WordPress)	₹25,000 – ₹1,800,000	₹1,500 – ₹8,000 (Hosting + Plugins)	0% (Only Gateway MDR apply)	60/100	Content-heavy brands, blogs turned stores, and businesses needing deep custom PHP logic
★Custom Next.js / React Headless	₹3,000,000 – ₹10,000,000+	₹2,500 – ₹15,000 (Vercel / AWS Infrastructure)	0%	100/100	Market leaders, enterprise D2C brands, and scale-ups prioritizing Core Web Vitals & conversion rates
Adobe Commerce (Magento)	₹4,000,000 – ₹15,000,000+	₹25,000 – ₹150,000 (Dedicated Cloud Infra)	0%	70/100	Large enterprises with 50,000+ SKUs, B2B wholesale portals, and complex ERP integrations

Frequently Asked Questions for Ecommerce Website Cost in Mumbai

How much does an e-commerce website cost in India in 2026?

The cost of developing an e-commerce website in India ranges from ₹25,000 for a basic Shopify/WooCommerce starter store to ₹2,500,000 for a feature-rich D2C brand store, and up to ₹10,000,000+ for custom Headless Next.js enterprise platforms. Total cost depends on catalog size, custom UI/UX design, payment gateway integrations, shipping automation, and ERP sync.

Which is cheaper: Shopify or WooCommerce in India?

WooCommerce has lower initial software costs because WordPress is free, but hosting, premium plugins, and developer maintenance can cost ₹25,000 to ₹60,000/year. Shopify costs more upfront in monthly fees (starting at ~$39/month or ~₹3,200/month), but eliminates server hosting costs, security maintenance, and technical hassle, making total 3-year costs comparable.

What are the mandatory recurring costs of running an online store in India?

Mandatory recurring costs include: 1) Domain Name (₹800–₹2,500/year), 2) Hosting or SaaS Plan (₹3,600–₹48,000/year), 3) Payment Gateway MDR Fees (2% + GST on sales), 4) Shipping & Courier freight, 5) WhatsApp OTP fees for COD confirmation, and 6) Annual Maintenance (AMC).

How long does it take to develop a custom e-commerce website?

A basic Shopify template store can be set up in 7 to 14 days. A custom designed WooCommerce or Shopify D2C store takes 3 to 6 weeks. A complex custom Next.js Headless e-commerce platform with ERP integration takes 8 to 16 weeks.

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